Pros
-Good entry point for newly licensed insurance agents -Competitive Pay -Decent Hours
Cons
-Working for an independent Agent comes with it's own problems, such as lack of benefits, differing pay structure from other agents, etc. -Archaic processing for requests such as policy changes, underwriting, etc. Customer policy changes can take anywhere between 2-6 weeks to finally process, leaving you to consistently deal with upset customers. -Agents can be very sly with luring you in with benefits, etc. only to rugpull and tell you that they are not available until a year into the position. -Commission for some agents is solely dependent on if you can sell a Life insurance policy as well. If you do not sell any life insurance policies, but sell a bunch of P&C, you will not see a dime of commission from it.