There were seven questions in the online application about your motivation to apply and competencies, followed by SHL maths and verbal reasoning tests. After passing the tests I was told within a week that I had a telephone interview. The telephone interview was with a member of HR, and comprised of why you wanted to work for Tesco/finance/retail and the usual competency based questions. Make sure you emphasise serving the customer in your answers. At the end of the phone interview I was told that I had progressed to the assessment centre. This involved an overnight stay at a hotel/conference centre near their offices in Cheshunt. On the evening prior to the assessment centre there was a dinner at the hotel which gave you a chance to meet the other candidates, and was not attended by any Tesco staff. The assessment centre itself was split into three parts: 1:1 presentation, group exercise and 3D CV/competency based interview. 1:1 presentation: Was given 50 minutes to read through material on a fictional company and decide on which area they should invest in and develop over the next 12 months. Then had to present this to a manager for 10 minutes, followed by 15 minutes of questions. I found this the hardest part of the day as they play devil's advocate and challenge you on your views and arguments. 3D CV/competency based interview: The first part of this was presenting your CV to a manager, followed by an interview with the usual competency based questions for half an hour, which were somewhat harder than the ones asked in the telephone interview. Group exercise: Had 20 minutes to read material on the same fictional company as in the presentation and decide on which 3 new technologies the company should invest in. Then had to discuss this as a group for half an hour while being watched by the assessors, after which the group nominated one person to present the findings to the assessors for 5 minutes. The assessors then asked a number of probing questions about the decisions reached. Overall it was a positive experience, and I found out the outcome by telephone within 3 days of the assessment centre, along with a 9 page feedback document.