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Hello - we sincerely appreciate your candor, and that you've taken the time to leave a review of your experience at SoFi. We're sorry to hear working here didn't meet your expectations. We know that building a world-class culture starts with excellent leadership, and we've made some exciting new changes to our Engineering, Product and Design team to ensure we can continue to innovate, and build and launch great products so we can help our members Get Their Money Right. You may have left before we announced our New Chief Technology Officer and Head of SoFi Corp, EPD, who's bringing decades of experience building and scaling technology organizations to SoFi, and will be leading our rapidly growing technology platform and strategy. If you have any other feedback to share, we welcome an email at glassdoor@sofi.org. Thanks for the time you dedicated to working at SoFi, and best of luck in your next endeavor. Take care.