Pros
The training program is a work in progress. A ton of information served out in a relatively short amount of time...one month whereby production expectations begin and the training is ongoing...albeit in more manageable increments. The corporate philosophy is well intended and often mentioned. In an industry that does not always get a good wrap this company stands behind the idea that an agent is there for the client, consults with the client in the clients best interest as it relates to insurance. The company's compensation plan is very generous in the form of a subsidy that gets paid out monthly and helps to offset the initial "challenges" of growing one's agency...but this money is not yours...really. This money must be paid back over time either by business you generate or out of your own pocket if you do not meet the "required" quotas. You've got to make it happen like any sales job.
Cons
Bottom line if you do not meet the monthly expectations you've got to make up missed policy counts as well as meet the next months business expectations. If you miss the months mark in terms of policy requirements you do not get the subsidy and things can really sprial downward from there. Essentially you are working for free until you catch up...if you can. It really is a numbers game and the unfortunate reality is that insurance for most people is not a priority. A lot of follow up with unanswered phone calls and delay tactics by consumers not willing to commit even when all objections are diffused. Patience and a thick skin are the order of the day.