Sweat Shop Call Center with Terrible Leads - Medicare Sales Agent Prudential Employee Review

3.0
Jan 25, 2023
Recommend
CEO approval
Business outlook

Pros

Benefits include 401k, Dental, Vision, and Medical insurances. Decent base pay and remote work from home. They give you plenty of PTO right off the bat. During Annual Enrollment Period (AEP) there are many receptive leads and you can make decent money in the month of November.

Cons

No renewal commissions, so you are not building anything and you have to start over from scratch every month . Really deceptive advertising, so you get pounded with crappy leads all day (except for Annual Enrollment Period). They hold your feet to the fire with conversion rates that few accomplish or they reduce your call volume and you get even worse quality leads (Which happens very quickly making it even harder to convert/make money and creates a downward spiral that is hard to get out of). They keep 25% of your commissions right off the bat and you have to keep a conversion rate over 80% percentage for 3 consecutive months to get the additional 25% (Full commission). In my sales group of 70+ agents less than 6% got the 25%/full commission that is withheld. Most agents burn out or are driven out b/c of the commission structure, which again is tailored to a chosen few who are willing to work a lot of overtime to make decent money and get the preferential leads. To be able to work overtime you need to have a high conversion rate or it will most likely be denied, so it is not available to every agent. Medicare has a lot of compliance, and you have to follow a verbatim script to complete an enrollment that takes 45 mins to an hour and good luck passing their absurd compliance reviews. I passed one or two compliance reviews and I read the entire script every time. Worst of all Assurance IQ has a department that micromanages you and sends text messages to let you know they have a foot on your neck & they are watching. If you are away from the computer for a few minutes expect a text message wanting an explanation for why you were not in the que taking more calls. Then if you stay in que they want to know why you are taking too many calls (If your conversion rate drops), so damned if you do and damned if you don't convert high enough.

Explore other reviews about Prudential

5.0
May 5, 2026
Recommend
CEO approval
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Pros

Great people, nice working environment

Cons

Opportunity to advance to the next level

5.0
Jun 3, 2026
Recommend
CEO approval
Business outlook

Pros

The culture and the way Pru treats it's employees is wonderful. They vet their hires thorougly, so you rarely find anyone that is not terrific in their role. Their benefits are also great.

Cons

Current AI adaptation has sent the tech side of the organization into a bit of a spin, as it has in almost all organizations. Due to that, some reorganization have been occurring, and many very talented leaders have been laid off. But the focus remains on the customer always, and no doubt these changes will level off soon.

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