If you don't want to make money for two years, this is the job for you. - Financial Professional Prudential Employee Review

2.0
Mar 29, 2018
Recommend
CEO approval
Business outlook

Pros

*COMMISSION ONLY* Coming on as an experienced advisor having all my licenses I was under the impression I'd be handing many hot leads and marketing material to get a jump state on making great money. I left my job making $75K because they told me that I'd be making six figures my first year with my experience and how many ORPHAN account they have. In my first 3 months I have made $1500 and had to pay them $300 per month for office space and $500 for E&O insurance. So I basically broke even. I just left the company because the money just isnt there if you don't come on board with a book of business and people you know that will buy life insurance sorry but you're screwed plain and simple. They give you a bunch ORPHAN accounts that you can call but 90% they don't pick up, the number is bad or there is no email on file. Then they expect you to purchase Intellius.com to stalk the clients to find a good number. When you do get in touch with a client they expect you to get an appointment by telling the client they only have little time to convert their policy to a permanent policy even if the conversion doesn't come due in 5-10 years! You're going to have clients bail on you all the time drive your car all over your state and waste time! I'm sorry I wasted 3 months here and leaving my $75K job! At least I found something better and I never do write reviews but I had to get this out there so hopefully you won't make the mistake I made. PROS: Good team that really wants you to succeed but have limited resources to do so. -They pay and sponsor your licenses. You should get them and leave. -Work on you own schedule

Cons

MANY MANY CONS! -Commission ONLY -Pay for office space and insurance -Drive your car all over your state -Only ORPHAN leads that are terrible -Marketing is terrible -You're basically cold calling -Sell life insurance to people that already have life insurance. -Going to clients homes (NASTY) Most clients are dirty people. -If you don't mind cold calling all day and night over and over, then this job is for you. -Very boring and dry place to work.. Not exciting at all.

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Prudential Response
8y
Thank you for sharing your comments. The Financial Professional Associate role is a challenging one. We hope that you found Prudential to be a safe and open environment to voice your concerns to your supervisor or human resources contact. We encourage all of our current and former associates to share their feedback and comments in order to address them. Please contact our Global Business Ethics & Integrity help line at 1-800-752-7024 or online at www.tnwinc.com/Prudential to share your feedback in more detail.

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