Pros
I have been licensed for over 4 years now - my first 2 years as a captive agent with another company was very tough but a good learning experience. After 2 years at Health Reform Team I have developed a profitable book of business with multiple A rated carriers, started to team build, and am making more money than I ever have in my life! The reason why I made the change after the first 2 years was for survival, I had to change my approach by integrating new technology, introducing a lead system beyond cold calling and referrals, and expand my portfolio. I was able to do all these things and more with Health Reform Team and am excited about all the opportunities to come!
Cons
100% Commission - but to me that is a Pro because people get paid what they are worth!