Pros
Culture is ok, always got on well with collegues. It is possible to be put on a project where work will be challenging and rewarding, and will progress your career. Alot of remote work if thats your thing. Always had a decent work life balance
Cons
Graduate Program is not what it is advertised to be, not even close, especially joining in 2021 - not sure how this will have changed if you were to join now. Adverised as 'options program' - supposedly giving options to graduates as to what areas of work you may want to get involved in. In reality you will get put on whatever 'project' they decide - many of these are not challenging for good graduates and you will feel like you are learning very little. They will also sell to you that you can rotate off a project if you want different work etc. This is completely untrue. As far as I could see the only 'options' were to stick with your project - which could be business as usual work in a large banks back office eg. answering phones etc. OR leave the company. Many graduates, probably 2/3 that I started with were no longer with the company after 2 years, so take from that what you will. When I joined it was strongly alluded to that there would be opportunities to travel and past employees mentioned that it was a very social work environment. All of this is no longer the case. This is a different company than it was 3 to 4 years ago for graduates. Zero travel, zero socialising, so to even suggest that was the case in the recruitment process was extremely disingenuous. Almost forgot to mention - pay is uncompetitive. Low for graduates, goes up a little when you finish the program but even then only to an amount a good grad program would pay.