Pros
Am able work from home full time as this location didn’t require return to office 3 days a week. HQ does. Discover welcomes older workers. I get 30 days a year PTO. Since I haven’t been out sick calling in for 13 years have worked here have trouble using up my PTO. Just got back from 3 weeks vacation. Can take 4 weeks off maximum at a time. Eligible employees don’t have to go on Medicare can keep company policy.
Cons
Benefits are sketchy for older workers starting there. For instance a formula had to work a number of years before age 50 I think it is to be eligible for retirement insurance. There is no retirement plan for new employees. Retirement pay for existing workers was frozen a decade ago so doesn’t increase. After 10 years of service benefits don’t increase as much. Even less so for 15 and twenty years service. The HR doesn’t tailor benefits for employee sectors like tech to be competitive with other tech companies yet want to recruit the best and brightest tech. Discover doesn’t let eligible employees keep their company policy and get Medicare Part B. Would save Discover a lot of money as Medicare is then primary. Nor does HR offer any group Medicare supplement plans. The dental insurance even the premium plan only allows x-rays once a year.