Unethical and Disappointing - Personal Banker Discover Employee Review

1.0
Oct 20, 2016
Recommend
CEO approval
Business outlook

Pros

Discover itself is a great organization that has a lot to offer, such as: decent benefits fun culture diversity

Cons

This review is specifically for Home Equity Loans. It is the most unethical experience that I have had in my career. The same leaders that crashed DHL are now crashing DHE. A simple Equity loan process should take anywhere from 2-4 weeks, but it is taking over 3 months due to the outsourced Processing Vendor being mismanaged. With the loan process taking so long, the customers are obviously very frustrated and upset. The problem is that they are not able to reach the processing team, so they call us every day to complain. In the past few months, I have ben called every name in the book, and been threatened financially and verbally. I try to protect the company because I used to love Discover, and because I want the loan to fund so that I can get paid. I am known for being a cheerful and positive person, but am now depressed. On a daily basis, I talk to about 30 people, and over half of them are people that are calling to complain that they don't get any communication and want to know where their loan is at. Although it is not my job, I spend time to try to help them. It's a slap in the face that our Sr leaders keep pushing us to take more calls and more applications. They have 2000 applications already, and only 50 of the actually fund out each month. What are these people thinking? Ultimately I feel like Discover has failed the employees of this department. There is nobody to protect or fight for us, and there are so many people that are miserable and depressed. I am working a ton of Overtime. It wouldn't be as bad if we weren't all making a lot less money.

Explore other reviews about Discover

5.0
Jun 8, 2026
Recommend
CEO approval
Business outlook

Pros

It was a great work-life balance company.

Cons

After the acquisition, everything changed; the company became toxic by Capital One

5.0
Mar 28, 2026
Recommend
CEO approval
Business outlook

Pros

One of the most significant advantages of interning at Discover is the opportunity to work with massive, high-stakes financial datasets within a highly collaborative and mentorship-driven culture. Because the company manages millions of consumer accounts, you gain direct experience in how data-driven decisions impact risk management, credit modeling, and fraud detection in real time. The environment is known for being supportive of early-career professionals, offering structured learning paths and exposure to modern cloud-native infrastructures like AWS. Furthermore, the company’s strong focus on work-life balance and a clear pipeline for converting interns to full-time roles makes it an excellent "foot in the door" for anyone looking to build a career in fintech.

Cons

On the other hand, the primary drawback often stems from the inherent bureaucracy and heavy regulation of the banking industry, which can lead to slower project lifecycles and "red tape." You may find that a significant portion of your time is spent on repetitive data cleaning and maintaining legacy reporting systems rather than building the cutting-edge predictive models you might expect. Additionally, because Discover is a massive organization, your scope of work can sometimes feel siloed, making it difficult to see the end-to-end impact of your analysis across different departments. Finally, the current landscape of the industry means that internal shifts or large-scale corporate restructuring can occasionally lead to uncertainty regarding team directions or long-term project stability.

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