Description R&G Financial could probably use a little R&R. The troubled holding company owns R-G Premier Bank of Puerto Rico, which operates more than 30 branches throughout the island commonwealth. R-G Premier offers standard services such as deposit products, residential mortgages, commercial and construction loans, and credit cards. R&G Financial also originates mortgages through subsidiary R&G Mortgage. Other subsidiaries include R&G Insurance and Continental Capital (investments). R&G Financial has not filed an annual report since 2005, when it announced plans to restate its financial results going back to 2002.