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Pros
Wonderful management, benefits and coworkers.
Cons
The hiring process due to the outsourcing
Pros
Great products and competitive pricing and underwriting for life insurance clients. Prudential partners with broker Crump, which allows advisors to shop with other insurance carriers to match client with the best product for their objectives.
Cons
Poor onboarding process, lack of transparency for commission structure compensation, slow technology applications and online portal, no base pay and solely commission based. Irvine office had one knowledgeable manager training a whole team of advisors only by 2 weekly hour zoom meetings; scheduling time with leadership was challenging and consistently interrupted even during meetings. Other companies offer a campus or zoom onboarding, Prudential did not have any structured onboarding training, and offered no mentorship, team culture, or diversity.
Pros
It was a good first desk job. I was hired through a temp agency and working here helped me gain some experience in insurance to get my foot in the door elsewhere after 8 months, which was a hell of a lot longer than some other people lasted.
Cons
It was a call center job. Some people were nice to deal with and others were absolutely horrible. You see the worst of humanity working in a call center.
Pros
Great company for benefits, collaboration, and ethics.
Cons
Prudential consistently communicated talent was their biggest asset. This is difficult to believe when many individuals including teams lost their jobs as a result of McKinsey recommendations. After releasing top talent, Prudential started hiring. Why would a company let exceptional people go to hire someone that now needs onboarding, training, and gain knowledge about the culture?
Pros
Relatively stable job with healthy work-life balance.
Cons
Several new teammates are being offered PTO packages with substantially less PTO than what was offered over the past few years to new hires, and it appears that benefits are being clawed back with the recent org restructure.
Pros
Great place to cut your teeth and learn what you value in this kind of work
Cons
Salesy. Slimy. Scummy. Corporate life insurance company. You'll start by paying your own way through months of exams with a manager in your ear making big promises from Prudential's end about how you'll start by inheriting 200 'clients' and how 'strong' their leads program is. Before long, they'll have you sign a contract earning min wage for a very short period to keep you afloat while trying to get family and friends on board to qualify for your 'Financial Professional Associate' role. From here it seems like it would be smooth sailing with your exams finished, 'inherited book' plus leads, and even some pocket money which all quickly fades. Soon you realize every successful 'advisor' is just another sleazy life insurance salesman selling overpriced financial products they don’t fully understand. They'll even sneak a line in your next contract that you'll now be a 'Full-Time Life Insurance Salesman' which is a long cry from being a financial professional. By this point, +80% have left the firm after wising up to how predatory the hiring is considering the large amount of advisor turnover with only the highest CDP/FPA earners hitting in the $40k range. There’s nothing quite as humbling as advising on a family’s life’s work when you can’t reliably afford groceries. Even the more established advisors who come from other firms are deeply struggling. After receiving their signing bonuses, one advisor I knew went into bankruptcy and returned to their previous job in just a few months while another is stuck there for a number of years considering the amount they need to repay if leaving before 10 years. You only need to keep reading reviews to see multiple other examples. There is no room for success here for any professional seeking to establish their career as anything other than a life insurance salesman. Prudential and many similar firms are everything that is wrong with the financial services industry, and it gives real advisors a bad name. Especially for unestablished advisors, go work somewhere that will pay you for your time and don’t look back.
Pros
None would not recommend at all
Cons
Went through JsR consulting for a job with them and then they canceled the interview after many steps of interviewing process. Wasted my time and never even got to the interview that was scheduled. Not a standup business if you ask me.
Pros
the only pro it that you can work remotely
Cons
too many to list, but I'll give my top 5 1. poorly trained unlicensed agents, transferring callers that did not ask to be transferred and the licensed agent is forced to find a reason to enroll them into a plan 2. going through the hour long script, before presenting plan options 3. after going through qualifying questions, the enrollment process is another hour 4. pressure to meet sales quotas 5. the pay is garbage and the commission structure s insulting
Pros
Great company for benefits, collaboration, and ethics.
Cons
Prudential consistently communicated talent was their biggest asset. This is difficult to believe when many individuals including teams lost their jobs as a result of McKinsey recommendations. After releasing top talent, Prudential started hiring. Why would a company let exceptional people go to hire someone that now needs onboarding, training, and gain knowledge about the culture?
Pros
Good benefits and BRG/volunteer opportunities
Cons
Many reorgs without asking workers what they are interested in doing. Even as an internal employee, I was ghosted during the recruiting process as I interviewed for internal roles. I only found out I did not get the roles when I looked at org charts / announcements or contacted the recruiter several times. For hybrid workers, the company tracks your badge swipes into buildings and if you do not meet the minimum days, your manager is alerted. This may impact performance reviews as my manager has alluded to. The promotion opportunities are inconsistent and do not give workers what they deserve,