A great experience in the world of home service insurance - Anonymous employee United Insurance Employee Review

Being you sell and service, the book of biz is a rich source of prospects. They give you existing clients. You earn 10 percent of what you collect from them. So a 15000 book pays $1500.00 a month to collect. Commissions are very high ! In fact about a 100 percent first year. You will get help and trained, just make sure you ask. Great benefits. Your in your own most days. Great conventions/incentive trips. They sell renters fire insurance.

The charge back for lapse is forever. They charge back as much as they paid you. They charge back for everything on your book. Life insurance prices are not competitive . Be prepared to see different styles of management .

Other than benefits, I can't think of any Pros about the insurance agent position at United Insurance Company of America.

Cons, Management will fool you with kindness and positive comments, but they are only loyal to themselves and will throw you in front of the train. Management will tell you that a six figure income is attainable at United Insurance Company but this is a lie. This office has major personnel issues and until this year only hired people from india or Fiji islands. Previous District Manager was demoted to a manager and won't give you proper training. Previous D.M. and new D.M. are at odds with each other, and each wants the other to fail. This is a very negative environment where management will make negative comments to you if you are not of his culture. Very poor base salary with commissions only kicking in after 3rd+ month. Low pay and no car allowance or mileage, you will put huge miles on your personal vehicle. Spend all your time collecting insured premiums with little time to prospect for new business. If you are a professional agent avoid United Insurance Company they don't value licensed professional agents.