Pros
You can work from home, but unlimited PTO is a red herring. The pay was ok, inline with the industry. But no 401k or retirement (they also cut the healthcare coverage while I was there, so cost went up for less coverage). There are no other pros, they'll pay you and you'll hate your job.
Cons
Better hope you don't get hired to the Engineering or Underwriting departments. You will be overworked, you won't have a reasonable work-life balance, you will be accountable for everything (your fault or otherwise), voices will be raised at you, your worth and value will come into question, and all you'll want to do is turn your laptop off and leave. So my advice would be - avoid the headache and seek better opportunities. They also bit off way more than they can chew - they do not earn enough money to keep the lights on long term. They are hoping desperately to be bought out.