Pros
The plan participants are terrific people to work with.
Cons
The review posted on January 14 by "Individual Consultant" is absolutely spot on. I couldn't have said it better myself, so read it twice. I am one of those long term employees who left because I couldn't "take it anymore". TIAA-CREF has morphed into an organization that manages itself by threatening its employees. I know, because I am a former manager in this company and I can tell you the primary motivating tool used is job loss. I have seen and heard managers cook up bogus reasons to fire people so they could either protect themselves, move a friend into the position, or because they simply did not personally like the employee. They will use "performance" as the reason, but very often there are other underlying reasons that would not hold up if contested. How else to explain employees with similar performance levels, but one gets fired while the other collects a bonus? Happens all the time. I would not accept a position in this company right now. Wait for the implosion, and hope the current crop of upper managers get swept away. Then see what its like in a few years when they figure out the damage that was done.