Pros
There are unlimited medical benefits, that's it.
Cons
Long list there. The place is extremely inhuman and is saddled with so many processes that no person, no matter how efficient, can ever put up with all of them. The Team lead position is only meant to be there for moral support, and they still manage to be inefficient at that too. The Credit Analysts are expected to do any and everything. Really long work hours, expectations to work on all the weekends, complete lack of guidance for new joiners, the list will go on & on. Recent policy changes being introduced include tracking every single mistake you make and then treating at as an excuse to lower your rating. They have introduced Dashboards to keep track of employee performance which has made the whole place a huge rat race.