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Insurance Supermarket

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Virtual Sweatshop - Life Insurance Agent Insurance Supermarket Employee Review

1.0
Jan 24, 2025
Recommend
CEO approval
Business outlook

Pros

Only good thing about the company is that they do have some really good training. Good company to use as a bootcamp paid training Role because of the very low hourly wage. I would definitely recommend to only use this company just for that. Get the really good paid training then apply it to much better opportunities.

Cons

Everything! To start with the most important, the Pay. $18 an hour with a quarterly dollar raise but what they dont tell you is that you have to meet metrics in order to get that dollar raise. So good luck with that. They'll try and sell you a dream on the bonus structure (which is terrible). You have to meet multiple metrics in order to get a bonus. And with the quality of the transfers, you're destined to be off of by at least 1 metric then you wont get a bonus. Which the bonus structure works like this: you only receive at most (and this is if you write 30k and up) 35% of 50% of the AP that you write. But wait... you have to make sure that everything you write pays. Or else that 35% of the 50% drops. And if a certain percentage dosent pay, you're not even going to get a bonus. There's people in there writing high volume each month and only getting $18 an hour. So realistically, (if you're lucky)(and a top producer)(and if everyone you sign up pays) the biggest bonus you'll get is averaging at $3k. And that's based off of writing 40 to 50 thousand dollars each month. And the Managers define that as "life changing money" they all say that haha. Which leads to the next con- The managers. Grown adults, get ready to be micro managed worse than a child in elementary school. In "restroom" status for more than 5 minuets? Its ok because youll either have your manager, or their newly created "workforce Management" department reach out to you via slack saying "I see you've been in restroom status for longer than 5 minutes is everything ok?" Pretty much hinting at you to get back on the dialer and take more transfers. Yeah they want you to take transfer after transfer non stop until EOD. No breather after getting a new customer that took an hour and a half to get. Get back on the phone and take more transfers, they can see everything and you dont want them to have to write you up. They can also hear your calls too and if you cant close the deal they'll blow up your slack with ways to pressure 80 year old people to make them think theyre going to die tomorrow that way they'll buy. And me personally that didnt align with my ethic code, especially towards elderly people so they would jump in the call and do it themselves and not be able to close it, then meet with you and make YOU come up with ways on why YOU didnt sell them. I can keep going on and on with stuff but i hope that briefly depicts on how they were. And they're all that way Leads: Terrible. And each transfer you take impacts your metrics negatively. Foreigners tell old people their getting free health insurance to get them to stay on the line (which is a lie). For the amount of skill this role takes, and the amount of pay that you get, compared to the work you do, they might as well title their job posting a virtual sweatshop associate. They get really high producers to come onboard but they all leave the moment they see how much theyre making. This is a fact. And i will end all this by saying they will probably try say i wasn't good at sales or something, but ive been in sales for 6 years now and have made 6 figures multiple years in a row. And this job right here is not it. Hopes this keeps you from wasting your time.

Explore other reviews about Insurance Supermarket

5.0
May 27, 2026
Recommend
CEO approval
Business outlook

Pros

Supportive team environment, strong training provided, and opportunities to grow professionally. Great place for people who are motivated, coachable, and comfortable working in a fast-paced sales environment. Leadership encourages performance and personal development.

Cons

Sales targets can feel intense at times, and the workload may become stressful during peak periods.

2.0
Jun 17, 2026
Recommend
CEO approval
Business outlook

Pros

Good training with an hour lunch. Also, they only work with 2 carriers so if you're a broker already contracted with many well known carriers, there's no overlap/ you won't run into any contracting issues working for Insurance Supermarket.

Cons

Horrible scam company who is lying to the elderly about getting free food cards. Most clients that they transfer to advisors don't even know why they're on the phone and usually just end up hanging up ( alot of the times it's during when the qualifier is handing them over to us) or get frustrated because they were promised a free grocery card on a tv commercial. The company is doing a lot of false advertising which is just wasting everyones time at the ending of the day. But guess what?? It falls on the advisor and affects our metrics. Some days I get 4 calls, other days I get 10 calls and still no sale. There's a ton of micromanaging and coaching as well. Managers sit on the sales floor and listen to your calls live and tend to message you on slack if they hear you doing something wrong or start questioning you on why you didn't close the deal. Trainer kept shouting this is a corporate environment but yet they run the company like a frat house. It gives "sales bro", hood, hype, larping, culture and not professional. A lot of AI powerpoints and rap/ hype music. If I wanted that, I could've stayed on the broker side. Another thing is the script is way too long winded and most people don't have time to sit and listen to us try to "connect with them" and " hit their pain points". The I-app is also very buggy and not set up correctly. Most people don't want to give out their social so early in the application process ( which is required to approve them) so they just end up hanging up the phone or a lot of the clients say they don't agree with the disclosure that is read to them. I also think the qualifier needs to let them know that a bank account with their account number is needed to submit an application. Qualifiers only ask what bank they're with when prescreening calls. I'm able to get most clients to the very end, but when it comes to asking for their account number, they say they don't have it or we have to hop on a 3 way call with the bank ( which is tacky and unprofessional and most banks refuse to give out information when a 3rd party is on the line). All in all, do not waste your time. It's a scam company deceiving millions of elderly people who already don't have enough money to spare. Oh, the VP of sales is also trash. He's super cocky and sometimes flat out rude and I guess he thinks shouting out "JUICE" makes him cool or educated when clearly he's not. I only took this job because I was desperate at the time and needed to move but now i'm off to bigger and better things. Oh and the trainer resigned during our training LOL.. On our last day of training, he told us it was his last day. Yikes. Anyways, stay away from this trash company if you care about your life insurance license because they've already been sued numerous times and you don't want to go down with them. Forgot to mention: They're only partnered with two main insurance carriers. EMC National Life and Monitor Life of New York. Corebridge is used as a backup if clients get denied from the other two. Now how is that a "supermarket"?? Also, the premiums are super expensive and seniors cannot afford it. Like are you kidding me?

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