Pros
Team leader is the best sales manager I've had in regards to support.
Training on new products is on-going.
If you have a great circle of influence and/or capital to market yourself, you can make a great salary.
Marketing material templates available (cost to print on agent's dime).
Cons
I was told my sales leader would provide me leads on a ongoing basis .Your given about 50 leads when you 1st start. After that you are on your own for leads.
100% commission job/1099 employee.
You will need your own money to buy leads and to join networking groups. This "investment" for leads and networking is not discussed in the interviewing process. If you don't have the funds to buy leads, you will be told to walk the streets and cold call businesses (also known as "walk & talks).
Branch manager is always coming up with lame marketing campaigns that you can buy into and the results are horrible and a waste of the agent's money. Marketing Insphere as a company should be done with corporate funds.
With Obama Care, commissions are lower, and more cross-selling of supplemental products (life, accident, critical care, etc. . .) will have to be sold in order to make the same commission prior to Obama Care.