Pros
Decent Salary for living in urban and below centres Friendly and helpful colleagues Other allowances and few other benefits
Cons
Generation gap between higher level and new/lateral entrants Late sitting in branches up to 8:30 ~9:00 has become custom more than a need Cannot leave for the day (even at 7pm) without taking permission of branch head Specialist officer (credit) - most of the efforts will be to set right mistakes/deficiencies done in the past, so one cannot try anything new Officers are treated badly and unions are there for name sake. 2nd and 4th Saturdays are holidays in paper only. Branch managers forcefully calls all officers to be on holidays too. Even on Sundays too. No compensatory off also will be given. Are bank officers bonded slaves? Systems and softwares what they use are not effective and not in par with their competitors. Particular in credit area. Lot of manual work is involved which can be systemized. No efforts are seen to improve this area. Zonal office is only commanding office and will command branch to do what they say. Do this campaign, daily release two loans, do marketing etc., Man power shortage Next is most dissatisfied area, that is posting. Postings are only favourable to a few who knows someone in the Union, for others it is just injustice. In application form, they get the details of language that you know to read, write. What is the purpose of getting this I do not know. You will be posted in a far away place which you would have never imagined. Next, now they are taking bond from the candidates for Rs 1 lakh. Is this really a PSB? Because of these reasons most of the specialist officers (MBA/CA) say good bye to the organization early and few even ran away within few days. I too sail on the same boat and in the verge of saying good bye. HR is good at talent acquisition and pathetic at talent retention. Only clerks have a decent life at bank in all aspects.