Pros
For the most part Family First Life is a positive environment. They have great comps. Even with hardly producing, I made 95%. I can make my own hours. No cold calling. Leads provided from your upline for the first 30 days. They are trying to add in additional services for agents to provide. If you are experienced and don't need much training or guidance, I highly recommend.
Cons
There is a huge disconnect between uplines and what the company is trying to accomplish. Right now they are pushing to hire hire hire. Your training consists of videos (some are great) and what your direct upline provides or has time for. Their strongly suggested schedule doesn't work well for my situation (call Mon and Thurs and run the other days). The company wants you to go out and get exposed to several products, but if your upline isn't ready to coach you in those products you will be discouraged from selling them. I was told specifically not to sell annuities, IUL, and even mortgage protection. Expect to buy leads, but from wherever you like (not necessarily a con). You depend so much on your upline, so interview them and see what they are knowledgeable about and comfortable selling. Make sure they will be available for you because I once sat in a house for a half hour trying to get rates for a customer with my direct upline unavailable and no other contact numbers.