Pros
DISCLAIMER: this review constitutes only my OPINION *Great place to start your career, and they're willing to hire almost anyone (even without your licenses) *Will help you get your licenses if you don't have them *Great position title if you want to switch jobs later on *Flexible work schedule. You work when you want to, but with that said, expect to work long hours if you want to succeed. *If you're self motivated, you will do not badly. *If you're self motivated, charismatic, and good looking, that is when you will make money. *Great coworkers (not including the managers-- see cons section)-- everyone understands the stress and frustrations of working with fickle clients. They will stand by you and help you as much as they can. *If you have a good manager, you will probably have a better time. That said, your chances of getting a good manager are pretty slim *You do make good money if you're good at what you do. *pretty good training: they teach you a lot if you have the time to sit in on all of the meetings *good benefits- commissions pay out at pretty high rates *our life insurance products are not bad in my opinion *Senior Executive Vice President was an amazing leader; I only wish the district managers were the same.
Cons
DISCLAIMER: this review constitutes only my OPINION ALSO: this is not a vindictive reaction to being fired; I have successfully hit quota thus far and expect to continue to do so in the future. NOW, WHERE TO BEGIN? *high turnover-- in my time there, I have seen too many people come and go. Because they hire everyone, most people are not actually fit for the job. Chances are you are not fit in the long term either (~90% industry attrition rate) *middle management is largely HORRENDOUS; they're driven by greed, which is understandable since this is a sales job at the end of the day, but they don't help you much *they bait you with success stories that have you chasing the dream that you are THE one to make it big, but one day the sobering reality will hit that you are probably not the one that will make the big bucks *they, in my opinion, bait and switch you (which ironically is an unethical action in the industry) Example 1- I was told I would be working in wealth management (which is not completely untrue), but if you want to hit quota, you usually begin by selling insurance (was not told this) Example 2- promise of two options when joining the company: option 1 included a salary, option 2 included no salary but larger commissions. When you finish your probation period, option 1 sometimes magically disappears. *our annuity products, in my opinion, are not the most competitive in the industry Elaboration- products look good on paper, but- in practice- are so-so. Most successful advisors don't sell AXA products (so I've heard) *forced to sell before you completely understand the product Example 1- sold my family members multiple products that were probably not the best options for them (partner may or may not be motivated by greed/quota pressures e.g. managers) The list could go on and on.