Pros
Recognizable national brand with name recognition. A few experienced agents who are willing to share knowledge.
Cons
Excessive referral fees: Agents face referral deductions of 47–49% of their commission, which severely limits earning potential. Corporate deductions: A perpetual “corporate fee” of around 6% is taken from every commission check, in addition to the split. Unfavorable commission structures: Even if a higher split is negotiated, the sheer volume of additional fees quickly erodes income. Desk fees and penalties: Monthly desk fees are charged regardless of production which is normal but, late fees are added if you cannot pay on time—even during slow periods. Direct deposit information is unable to be deleted in the billing portion of profile and may cause agent to have bounced check fees. Work environment: The office atmosphere often feels cliquish, with favoritism shown to certain individuals. The setup lacks privacy (offices without doors, noisy environment), and professionalism is inconsistent. High turnover among new agents: Many new agents do not stay long due to unmet expectations and lack of support. Transaction support issues: Administrative staff have made repeated errors in transaction processing, which reflects poorly on agents and creates unnecessary client issues.