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      Bread Financial

      Engaged employer

      Bread Financial reviews

      Solid work environment if you have work ethic - Collections Specialist Bread Financial Employee Review

      4.0
      Mar 20, 2025
      Collections specialist
      Recommend
      CEO approval
      Business outlook

      Pros

      - Very flexible scheduling - Good communication from the top down -Great potential for additional earnings depending on performance

      Cons

      - Base pay is only increased based on merit from a year to year basis and doesn’t seem to be adequate given current rapid inflationary nature of economy - Highly performance based and if you do not produce, run a high risk of termination due to corrective action plans being initiated

      avatar
      Bread Financial Response
      1y
      We appreciate your feedback. Our goal is to be competitive in pay across all of the various markets in which we do business. We review our pay practices regularly in order to ensure we achieve that goal. Your feedback will be taken seriously, and we appreciate you taking the time to let us know your concerns.

      Explore other reviews about Bread Financial

      5.0
      Jun 18, 2026
      Customer service representative
      Recommend
      CEO approval
      Business outlook

      Pros

      Great benefits, family oriented, great pay opportunity, and growth.

      Cons

      Work could get incredibly slow.

      avatar
      Bread Financial Response
      2d
      Thank you for the review! We work diligently to ensure our compensation package is competitive with the market so it's nice to see those comments made here. We appreciate your feedback and thank you for your 3 years of support to the company!
      5.0
      Jun 18, 2026
      Anonymous employee
      Recommend
      CEO approval
      Business outlook

      Pros

      Strong learning and development opportunities Supportive and approachable team culture Encourages personal and professional growth

      Cons

      Some growth opportunities may take time.

      avatar
      Bread Financial Response
      2d
      Thank you for taking the time to write a review with us! We're happy to hear that your time with us has met your expectations! We appreciate your feedback as it helps us understand areas we are doing well and areas to improve.
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