Avoid this place at all costs - Payment Solutions Specialist Bread Financial Employee Review

1.0
Aug 10, 2019
Recommend
CEO approval
Business outlook

Pros

Nothing at this place is a pro. I guess the free ice is.

Cons

Everything, avoid this place at all costs. This is not work that a human being should have to endure. You will be calling people whom don't pay their bills and have to explain to grown adults that you get a late fee when you don't pay. You will be yelled at all day by people who racked up tons of CC debt and have to listen to every lame excuse in the book. The ranking system is beyond unbalanced, it's so unbalanced that basically if you take time off you will rank good for one month, but will count against you in the future months... then you're stuck without bonuses for months on end. Meanwhile the top ranking people have cheated their way up there by collecting payments over 12 months when the rule was only set up 3 months of payments. So if you follow the rules, you will get screwed. Then when you're stuck in this situation you will have 3 different managers barking down your neck because you can't catch up, constantly threatening you with firing.

Explore other reviews about Bread Financial

5.0
Jun 11, 2026
Recommend
CEO approval
Business outlook

Pros

Supportive managers, strong training programs, and opportunities to learn new skills.

Cons

The workload can occasionally become demanding during busy periods.

5.0
Jun 10, 2026
Recommend
CEO approval
Business outlook

Pros

Supportive leadership, collaborative teammates, and plenty of opportunities for professional development. Management genuinely values employee feedback and recognizes achievements regularly.

Cons

As the company grows, some internal processes are still evolving and can occasionally create minor delays.

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