Pros
- make your own schedule - flexibility - great people in the office - minus a few - a lot to learn - getting your licenses - learning time management - some management and some older advisors are really helpful - open architecture really helps to expand your business - splitting commission with management is better than splitting it with a regular advisor - the manager I had was a great guy, - great training for sales and great training to learn product within the insurance/investment industry, will definitely keep the knowledge that I learned so that when I eventually am down the road facing retirement and other aspects of life I know I will have all of the right planning in place.
Cons
- 100% commission is extremely tough - tough right out of college, especially if you have to pay back student loans - definitely need a good sum of money before hand to stay afloat - leads through the orphan program are awful, better off spending time prospecting; hantel program and agent of the day are a lot better - Need to ask for help or you will sink - sink or swim environment - definitely a career vs. a job mentality- if you go in thinking short term you won't make it - whatever lead you get from the company, you have to give 25% back to the house even if it is the littlest case in the world, which is a bit absurd