If you are a criminal, have served time, or gotten away with a lot of shady stuff in the past this is the company for you! The bait and switch approach that is used to lure vulnerable customers in is truly disgusting. This organization has no desire to help customers, it only wants to make money. If you want to leave work questioning your morals then once again this is the job for you. No one cares anymore and if you do you'll eventually leave. I've watched most of the competent people leave and we are now stuck in a culture where everyone works from home (if they work at all) or are call center employees.