Pros
Apart from a few times when workload is too much, worklofe balance is there. If the team is Underwriting or finance or if the direct reporting is to onshore, the team environment is good. A lot of HR activities and 1 off-site plus 2 or 3 team lunch/dinner, depending on budget
Cons
All other teams - policy management, claims, etc. Not great teams to join. Too much unnecessary politics, career becomes redundant, low salary, high expectations, very slow promotions unless manager favors, may take 2-3 years minimum to reach senior analyst position. Increment ranging between 5-8% even if your performance is satisfactory - you receive satisfactory rating only after going above and beyond. Appreciation from onshores does not matter and your valuable contributions will be downplayed. Too many mind games and people talking behind each other's back to keep track of it. On the face of it, everyone supports diversity like neurodiversity and pride groups but all they do are events and no real impact. In fact, they are unaware of sensitivities towards the various groups, even the allies. All feedbacks are rigged.