Combined Insurance Reviews | Glassdoor.ca

Combined Insurance Reviews

Updated Jun 14, 2019

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Found 693 reviews

3.6
StarStarStarStarStar
Rating TrendsRating Trends
63%
Recommend to a Friend
87%
Approve of CEO
Combined Insurance CEO Kevin Goulding
Kevin Goulding
86 Ratings
Pros
  • "Great training provided for new sales agents(in 30 reviews)

  • "This company is based on positivity PMA to be exact and that stands for positive mental attitude(in 28 reviews)

Cons
  • "Lots of long hours and endless meetings(in 40 reviews)

  • "They expect you to go door to door six days a week(in 35 reviews)

More Pros and Cons
  1. "Honest and Affordable"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Leader in St. John's, NL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 5 years

    Pros

    Clients needs come first, leads provided, comprehensive and ongoing training. Honesty and Integrity are expected of all. Incentives and Promotions based on merit rather than seniority. no quotas required and cold calling is optional

    Cons

    All encompassing and Becomes a lifestyle rather than an occupation. Commission based and no work benefits

    Combined Insurance2019-05-19
  2. "Lovely"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent in Halifax, NS
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for less than a year

    Pros

    Great company to work for. Friendly. Helpful and lots of opportunity for growth

    Cons

    Its a completely commission based job

    Combined Insurance2019-03-30

    Combined Insurance Response

    May 14, 2019Social Media Manager

    Thank you for taking the time to leave this positive review!

  3. Helpful (1)

    "Best company in personal insurance with the greatest support!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Anonymous Employee 
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 3 years

    Pros

    It has changed my life for the better! Gives financial freedom if you stick with it and work hard.

    Cons

    Some long days and travel.

    Advice to Management

    My advice is to have more classroom training and more online training while waiting for licensing. Also, more mentoring and management training for those in the frontline each day.

    Combined Insurance2019-02-03

    Combined Insurance Response

    March 1, 2019Social Media Manager

    Thank you for taking the time to leave this positive review. It's true that this type of sales is not for everyone, but for those who work hard and stick with it, it can be rewarding. We are thrilled to hear that it changed your life for the better. We wish you all the best in your ...

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  4. Helpful (2)

    "don't really care about employees (Little under 2 years)"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Rep in Quebec, QC
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time for more than a year

    Pros

    Great vibe at first. If you have a lot of contacts you might make good money

    Cons

    Fired employees after one year of service for no reasons and then all sales goes to the company. Reps and district lie to each other and to customers as well. Products is known to be the worst from customers (no sales) They keep telling lies about how rich you'd get. And you work endless hours for sometime not a penny. And on top when you're pay goes wrong it is a nightmare for them to fix it, not like you need money...

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    Advice to Management

    Do not lie to new employees about how nice and easy this is cause it's not.

    Combined Insurance2018-12-04
  5. Helpful (2)

    "Management"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Markham, ON
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time for more than 10 years

    Pros

    Family oriented. Good benefit. Good location.

    Cons

    New hired people are treated better than the current employees.

    Advice to Management

    Apply equal pay to everyone. Not just paying the new hired people based on the market and forget about the others who worked their lives in this company.

    Combined Insurance2018-09-24
  6. "GREAT OPPORTUNITY!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Licensed Agent in Edmonton, AB
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than a year

    Pros

    I've been with combined for over a year and the secret to success is referral partners... find people who see the value in the products and work with them.

    Cons

    Creating your own pay check means 100% accountability

    Advice to Management

    Build relationships with industries like mortgage brokerages to Create opportunities to place agents in environments where the clients are already in the headspace to talk about insurance.

    Combined Insurance2018-07-01
  7. "Leadership opportunities"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Sales Leader in Sudbury, ON
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 10 years

    Pros

    I’ve been a self employed independent contractor for Combined Insurance Company for over 27 years and am currently a sales leader. An excellent company to represent and yes you are self employed which means you don’t do at least 6-10 or more sakes talks a day you will not survive! Learn the basic principles and set a short and long term goals for yourself you will succeed . Can you make $100,000 or more in your first...

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    Cons

    Long hours, depending where you live you could do a lot of driving, evening work, and as it’s commission sales you will struggle if you don’t know the product material

    Advice to Management

    Stick with the system WClement Stone taught us! Extend product knowledge time in classroom 1 extra week

    Combined Insurance2018-06-28
  8. Helpful (1)

    "False Promises"

    StarStarStarStarStar
      Former Employee - Anonymous Employee 

      I worked at Combined Insurance full-time

      Pros

      I thought it was their product, but I found better with a different company

      Cons

      Cult mentality 100% commission that sounds good at first, until you learn that it's around the bottom of the industry No field support; and they'll crush you if you complain They dangle the carrot of 'Rapid Advancement', but leave it up to people who would suffer financially if you advanced. In the end, they want you to fail so they don't have to pay you

      Combined Insurance2018-06-17
    • "Great place go be"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Current Employee - Anonymous Employee 
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time for more than 10 years

      Pros

      Set goals make plan and achieve anything!!!! That’s what Combined can do for you

      Cons

      Being a representative or leader it’s up to you!!!

      Combined Insurance2018-05-04
    • Helpful (3)

      "Worse job ever"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Former Employee - Anonymous Employee 
      Doesn't Recommend
      Negative Outlook
      Disapproves of CEO

      I worked at Combined Insurance full-time

      Pros

      Great friends and environment and friendly team

      Cons

      Money for mileage , stressful environment , no employees appreciation

      Combined Insurance2018-06-01
    Found 693 reviews