Combined Insurance Reviews | Glassdoor.ca

Combined Insurance Reviews

Updated 21 March, 2019
676 reviews

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3.4
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Combined Insurance President Kevin Goulding
Kevin Goulding
76 Ratings

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Pros
Cons
  • "You literally are a door to door sales person" (in 34 reviews)

  • "Therefore a successful insurance professional has to be willing to work long hours in order to be there for their policyholders in time of need" (in 37 reviews)

More Pros and Cons

  1. Helpful (1)

    "Best company in personal insurance with the greatest support!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 3 years)

    Pros

    It has changed my life for the better! Gives financial freedom if you stick with it and work hard.

    Cons

    Some long days and travel.

    Advice to Management

    My advice is to have more classroom training and more online training while waiting for licensing. Also, more mentoring and management training for those in the frontline each day.

    Combined Insurance Response

    1 Mar, 2019 – Social Media Manager

    Thank you for taking the time to leave this positive review. It's true that this type of sales is not for everyone, but for those who work hard and stick with it, it can be rewarding. We are thrilled... More


  2. Helpful (2)

    "don't really care about employees (Little under 2 years)"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Rep in Quebec, QC
    Former Employee - Rep in Quebec, QC
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Great vibe at first.
    If you have a lot of contacts you might make good money

    Cons

    Fired employees after one year of service for no reasons and then all sales goes to the company.
    Reps and district lie to each other and to customers as well.
    Products is known to be the worst from customers (no sales)
    They keep telling lies about how rich you'd get.
    And you work endless hours for sometime not a penny.
    And on top when you're pay goes wrong it is a nightmare for them to fix it, not like you need money to survive.

    Advice to Management

    Do not lie to new employees about how nice and easy this is cause it's not.

  3. Helpful (2)

    "Management"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Markham, ON
    Current Employee - Anonymous Employee in Markham, ON
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    Family oriented. Good benefit. Good location.

    Cons

    New hired people are treated better than the current employees.

    Advice to Management

    Apply equal pay to everyone. Not just paying the new hired people based on the market and forget about the others who worked their lives in this company.


  4. "GREAT OPPORTUNITY!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Licensed Agent in Edmonton, AB
    Current Employee - Licensed Agent in Edmonton, AB
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    I've been with combined for over a year and the secret to success is referral partners... find people who see the value in the products and work with them.

    Cons

    Creating your own pay check means 100% accountability

    Advice to Management

    Build relationships with industries like mortgage brokerages to Create opportunities to place agents in environments where the clients are already in the headspace to talk about insurance.


  5. "Leadership opportunities"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Leader in Sudbury, ON
    Current Employee - Sales Leader in Sudbury, ON
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    I’ve been a self employed independent contractor for Combined Insurance Company for over 27 years and am currently a sales leader. An excellent company to represent and yes you are self employed which means you don’t do at least 6-10 or more sakes talks a day you will not survive! Learn the basic principles and set a short and long term goals for yourself you will succeed . Can you make $100,000 or more in your first year! Absolutely yes if ONLY you dedicate your time to this career

    Cons

    Long hours, depending where you live you could do a lot of driving, evening work, and as it’s commission sales you will struggle if you don’t know the product material

    Advice to Management

    Stick with the system WClement Stone taught us! Extend product knowledge time in classroom 1 extra week


  6. Helpful (1)

    "False Promises"

    StarStarStarStarStar
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance full-time

    Pros

    I thought it was their product, but I found better with a different company

    Cons

    Cult mentality
    100% commission that sounds good at first, until you learn that it's around the bottom of the industry
    No field support; and they'll crush you if you complain
    They dangle the carrot of 'Rapid Advancement', but leave it up to people who would suffer financially if you advanced.
    In the end, they want you to fail so they don't have to pay you


  7. "Great place go be"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    Set goals make plan and achieve anything!!!! That’s what Combined can do for you

    Cons

    Being a representative or leader it’s up to you!!!

  8. Helpful (2)

    "Worse job ever"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time

    Pros

    Great friends and environment and friendly team

    Cons

    Money for mileage , stressful environment , no employees appreciation


  9. Helpful (3)

    "Company and management evaluation"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Representative in Montreal, QC
    Former Employee - Representative in Montreal, QC
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Interesting field, training program, some products

    Cons

    The recruiting process is deceipful and the candidates are poorly informed as to the important part of an employment contract and the conditions and obligations of the representatives...Contrat is presented during class and not enough time is given for reading and questionning any parts needing clarifications...

    Advice to Management

    Revamp recuiting process and recruiting incentive program. Explain the commission plan much better prior to hiring and the obligations of each party.


  10. Helpful (5)

    "DO NOT WASTE YOUR TIME!!!!!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Independent Agent in Kelowna, BC
    Former Employee - Independent Agent in Kelowna, BC
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time

    Pros

    The people you will meet

    Cons

    Everything other than the people you will meet

    Advice to Management

    Please have integrity and tell people the TRUTH - stop making this seem way better than it really is

    Combined Insurance Response

    4 Apr, 2018 – Social Media Manager

    Thank you for taking the time to leave your review. It’s true that this type of sales is not for everyone, and we regret it was not a good fit for you. We wish you all the best in your future... More