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      Monzo Bank

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      Senior Backend Engineer Interview

      Jun 25, 2021
      Anonymous interview candidate
      Declined offer
      Negative experience
      Easy interview

      Application

      The process took 2 weeks. I interviewed at Monzo Bank

      Interview

      The interview process was completely rubbish. Starting with the recruiter emails. Why do they need to add so_many_emojis to their emails? Ok, that might be just me being grumpy :) Technical interview: first you need to create a web crawler to parse links and only for a particular domain and return a list of the links that were found. The ideia is to see how you would implement it concurrently. So you should expect to spent the entire 45 minutes of the following conversation to talk about your decision (eg:: why did you use recursion? Why not? And so on). On that interview the interviewer was a jerky. He did not want to understand and test my skills but rather prove to himself how good he is and how he knows stuff. It seems that didn’t happened just to me. You can read other reviews here as wel. Unless we had a bad luck to be interviewed by the same person perhaps that’s part of their culture. And example of that: he asked a lot of questions and I clearly did not answer exactly the way he wanted. He kept pushing me to answer what he wanted and at the end he used to explain how he would do. Even tough my answers were not wrong at all, I know my stuff! Yes, you read it right. It seemed that he was interviewing himself! After 5 minutes on the call I noticed a lot of bad patterns and decided that I would leave the process and not proceed. I am in this industry for a long time and I interviewed so many people that I could recognize it easily. So I did it, I was invited to the next round of interviews and said that I did not want to continue. My suggestion is save yourself some time and avoid this company. I did some research on the LinkedIn of some employees and some of them seemed to not take the company seriously enough and have some “jokes” about bugs in their job description. Also, if you do some searches about Monzo in YouTube you might see some opinions about the future of the company from the money £££ perspective, which was a huge red flag to me as well ;)

      Interview questions [1]

      Question 1

      Create a web crawler in go
      Answer question
      4

      Other Senior Backend Engineer interview reviews for Monzo Bank

      Senior Backend Engineer Interview

      Feb 12, 2026
      Anonymous interview candidate
      No offer
      Neutral experience
      Average interview

      Application

      I interviewed at Monzo Bank

      Interview

      The first round was a deep dive into past projects. For the second part, I could choose either a take-home exercise or a live coding exercise. I chose the take-home exercise, and I was asked to implement the web-crawler. The third call was a follow up techical discussion on the exercise. It heavily focused on different ways multithreading could be used, the reasons behind every specific choice you made, trade-offs between different solutions, and different multithreading libraries. It eventually turned into a discussion about how the solution could scale across multiple machines, how you'd utilise queues, distributed locks and how you would implement a distributed rate limiter. Considering that I recently switched from a front-end role to a backend role, I didn't meet their expectations around the in-depth multithreading and concurrency knowledge that they require. I think in this day and age, when anyone can be a full-stack developer using Claude Code and Chat-GPT, the in-depth multi-threading knowledge feels unnecessary. I demonstrated I can solve the problem and had high level understanding of multi-threading and scaling, and I think I demonstrated I can learn new skills. I have an in-depth knowledge of front-end development, which was highlighted on my CV. I felt like they wasted my time on this interview. If they want and muti-thread expert, they could have said it upfront. Don't try to hire front-end-oriented full-stack engineers. Overall I regret spending time on this.

      Interview questions [1]

      Question 1

      Different ways to implement and manage threads in Java? Pros and cons of each approach. Why a thread pool size shouldn't be too large or too small? Different way of distributing/batching work across threads. Scaling with queues and databases. How would you implement a distributed rate limiter? (Hint: learn the rate-limiting algorithms). Pros and cons for every question asked.
      Answer question
      2

      Senior Backend Engineer Interview

      Jan 26, 2026
      Anonymous interview candidate
      No offer
      Neutral experience
      Difficult interview

      Application

      I applied through other source. I interviewed at Monzo Bank

      Interview

      Recruiter call followed by technical interview with one of the developers at the company. Was really quick to hear back - the whole process only took about 1 week. Everyone was friendly, but seemingly are looking for very specific answers I did not know.

      Interview questions [1]

      Question 1

      Explain one technical challenge, and then one piece of project work.
      Answer question

      Senior Backend Engineer Interview

      Dec 9, 2025
      Anonymous interview candidate
      No offer
      Negative experience
      Easy interview

      Application

      I interviewed at Monzo Bank

      Interview

      During the interview, though, it felt like the discussion revolved around a very specific, personal interpretation of the pattern. The interviewer seemed fixed on a single flavor of the approach and didn’t really acknowledge or engage with the broader, well-established variants that exist across the industry. Some of the critiques suggested that the design wasn’t fully understood, rather than that the design itself was inherently weak. Similar issues came up in the architectural follow-ups: several assumptions made during the conversation didn’t match the scenarios I actually described. It felt less like an open technical evaluation and more like checking alignment with one preconceived design style. He hinted that “NoSQL scales better than relational databases” as if that was some universal, unquestionable truth. No nuance, no context, nothing. Has he even heard of NewSQL or distributed SQL systems that give you horizontal scalability and proper transactions? Or the fact that a lot of scaling problems can be solved with sharding, partitioning, and good schema design on relational databases, instead of just throwing everything into a document store and calling it a day? I know Monzo uses Cassandra but that's not the best way and that doesn't come with some compromise.

      Interview questions [1]

      Question 1

      Questions about previous experience and architectural decisions that were made.
      Answer question
      3

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