USHEALTH Advisors Reviews

Pros

As a former agent who started at US Health in 2014 and then advanced high enough to open a top 10 office with over 20 agents I feel I have a lot of valuable information to share with anyone considering a career here. First of all, before I explain why I am never going back, let me say that for new agents thinking about joining the industry, or seasoned agents WILLING TO LEARN, this is probably the best insurance opportunity in America. NO insurance company I have ever worked for prior or since pays as much in commission as USHA and NO insurance company has a product that is as innovative. Also, I'm not going to rehash what everyone else has already said, it is not a 9-5 job and if you are willing to put in the work it WILL pay off. All that being said, your success depends a LOT on your up-line. I am the 5th or 6th manager that has left this particular division. At some point, you would think the company would listen to the complaints from the other agents in this division. Sadly that has not been the case. I have had numerous former agents calling me crying about what the office has become, but unfortunately, they are fairly stuck. My advice for anyone considering a career is to ask for a report from the office, and look for yourself at how many people they have and how well they produce. The best managers have teams with consistent sales. Choose one of those, otherwise you WILL regret your time here. Choose the right office and this job WILL CHANGE YOUR LIFE.

Cons

Unless you are a great self-starter and at the top 1% of the game, you will fail unless you choose the right team.

Pros

Love my coworkers and surrounded by hard workers and I sold a lot, just "glorified" fixed indemnity plans.

Cons

If your client doesn't fit into the matrix of your plan you can't help them meaning you literally just wasted time and money but not only that your consistently telling clients you can't help them which is AWFUL. They charge you a 9% interest on your advance which wasn't disclosed during my training at all, this should be illegal. They charge their agents "building fees" just to work there. And when you try to work from home to save money to invest in more important things like leads you are punished. They charge you for their CRM system which means they probably don't own the rights to it because they wouldn't need to charge for it if that was the case. I've watched agents lie to clients on the floor about the plans, put them on plans that WOULD NOT EVEN COVER COVID, and even hang up on clients when they couldn't help them. I also watched as someone next to me called my lead two minutes after I had called them. They aren't allowing me to become Vested with my book of business meaning they always own a part of it. They also are STILL selling the same plans over and over again and not adapting to the climate of what's going on in healthcare reform.

Pros

US Health Advisors is the opportunity of a life time. This job will give you the ability to become financially free in as little as one month. The leadership team here TRULY cares about your success professionally and financially. They will invest so much time and money in you in order to see you succeed, even if you're not the most amazing sales person right away. If you're open minded they will groom you into a sales producer that makes millions of dollars a year. All you have to do is, shut up, show up, and be coachable. Are the work days long? Yes. Most successful people work long days. If you want a mediorce 9-5 job then I hope you're happy with a mediocre income because thats what a 9-5 will give you. The money and opportunity is all sitting here waiting for you at USHA. The leads are amazing, the leaders above you will do every thing they can to help you attain your goals, and the insurance sold is the BEST insurance on the market for the right people SO, the product basically sells it self. If you don't make it here, you only have yourself to blame. I started 3 months ago and my FIRST whole month selling I made $17,000, and its only gone up since. So if you're ready to learn, you're ethical and hungry for money this is the job for you.

Cons

ABSOLUTELY NOTHING! What are you waiting for?

Pros

This position is not for the faint of heart, and will not work out for you if you're lazy. It is an amazing opportunity to make 6 figures within your first year, but you have to be willing to work for it. The culture is unlike any other, everyone is so motivated, optimistic and willing to lend a hand. Leadership is always there to help and makes sure that you're successful if they see you putting in effort. As for salary- you get paid big commissions while also building a residual income that builds relatively quickly. The company recently put in place bonuses for high performers that equate to what some people make in years of working. If you consider yourself a hard worker, this is for you!!

Cons

If you want to call it a "con", you work a lot of hours. In any commission-based career, you get what you put in. In my opinion, time goes by quickly every day because you stay busy and you're surrounded by your friends. The hours are necessary in the beginning, but you don't NEED to work those hours forever because eventually you have steady business coming in, and your residual income will continue to grow.

Pros

This place so no joke! If you can make it through the 13 week challenge and hit their goals you are set up for success. They provide you with hands on training six days a week. If you need to see what success looks, sounds and feels like, look no further.

Cons

At times it feels like a pressure cooker but not every one is a gem in this industry. If your personal life consumes more than 30 hours a week this job may not be for you. Politics in the office can be toxic for those employees that do not align.

Pros

Nice people in the office

Cons

To keep your head above water, you need to spend $1k per week on leads to play the numbers game because half of the leads are made up and the other half are being given to 100s of other US Health Advisor agents to call