Heritage Education Funds Reviews

Pros

- innovative company willing to pilot new ideas and projects; agile development - great benefits and social events - super friendly & creative team who truly want to make a difference

Cons

- smaller company with not as much opporutnity for growth, but lots of opporutnity for cross-training

Advice to Management

Keep growing and innovating!

Pros

-Flexibility of time -Good training -Supportive -Entrepreneurial spirit

Cons

-RESP's are difficult to sell -Commission only -Have to find your own leads -Expensive licencing fees

Pros

Heritage is a great place to work. It's a small enough company that you have the opportunity to gain cross functional/departmental experience. A lot of the work is hands-on and so you have the opportunity to learn from the ground up. It is a great place for someone who wants to get involved and learn. The people are really supportive and great to work with.

Cons

A con and a pro, being a smaller company, people are called on to wear several hats at times. For some, this is great, and for others who prefer predictable tasks, this might not be desirable.

Pros

Nice work environment Employee Council that is always planning events

Cons

Contract pay is okay. Could be better

Pros

Plenty of social events for employees.

Cons

Management is not supportive of their employees and will only take care of themselves and not their subordinates. Its a "cut throat" atmosphere.

Advice to Management

Do not hire the relatives of current employees

Pros

its good door opener for financial advise

Cons

The upfront fee , which the company gives fancy names like membership fee or scholarship fee.The portfolio is fill of bonds and hardly any equity into it. I wonder why no certified financial planner sells Heritage product or in general group RESP. Most of group resp is sold to immigrants , who do not understand English very well. I feel guilty by selling group resp to my clients in past.

Advice to Management

You should revamp the Portfolio and hire educated professionals as sales person, instead of cab drivers or house wives. You should give a choice to client to have NO sales charges and now please do not tell me that you have Impression plan , which is not even 1 percent of sales and mostly agent sells group resp by not explaining upfront fees.

Pros

Flexibility of time Good income if you sell well Support

Cons

Hard to sell RESP, not easy at all , you have to find a way to get sales leads

Pros

friendly work environment, good work life balance,training and professional enrichment opportunities

Cons

lack of room for advancement, not a very professional environment, lack of acknowledgement and advancement opportunities for employees, under industry average pay rate, minimal year end bonus

Advice to Management

invest in your people and company (IT solutions and software)