Aflac Reviews

Updated 18 October, 2014
Updated 18 October, 2014
700 Reviews
3.1
700 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
402 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 21 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 28 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 37 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 1 person found this helpful  

    Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac (more than 3 years)

    Pros

    Flexible schedule, work from home, meet great new people. Company has many great philosophies. Many perks to life long agents. Good money to be made if you can survive the first few years.

    Cons

    Lots of cold calling and driving all over the place to be told no. Market has been saturated with new agents each year and it is very hard for new agents starting out. Once you establish a customer base, it is a wonderful company with many benefits.

    Advice to ManagementAdvice

    Focus more on getting your new agents to a comfortable salary before tossing them into the shark pits alone. The market has been overly saturated for years and the same walk in and ask methodology destroys many new potentially great agents. Only the starving and overly pushy survive. Customer service comes in to play way too late in the game. New agents should be put on existing accounts and more seasoned agents should be casing the streets for new accounts.

    Recommends
    Neutral Outlook
    Approves of CEO
  2.  

    Producer / Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Producer/Agent in Columbia, MD (US)
    Current Employee - Producer/Agent in Columbia, MD (US)

    I have been working at Aflac full-time (less than an year)

    Pros

    Tons of training and helpful people. Lots of incentives. Amazing financial compensation. Love my flexible work hours. I can work from home - or office. I was assigned 1 mentor - but have dozens. The online training information is outstanding. Tons of support & training information. FREE lead lists.

    Cons

    LOSERS BEWARE!!! If you can not handle a fast environment - this is not the job for you. If you are not able to communicate with company owners intelligently - this is not the job for you. If you think someone else is going to do this job for you - this is not the job for you. Aflac expects hard workers - and pays their employees equally high incomes. Too many people think this job is going to pay them $100,000 yearly for a walk in the park. Building your own book of business is difficult at first - but the final compensation is worth the initial struggle. Too many people can't make it though the initial struggle then quit because they don't have the personal self motivation.

    Advice to ManagementAdvice

    When an employee starts provide them with a list of what resources are available. THERE ARE TONS - but a list for new employees would be helpful.

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    Great for starting in sales

    • Comp & Benefits
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Manager in Burbank, CA (US)
    Current Employee - Sales Manager in Burbank, CA (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    Great Team, enthusiastic, motivated, Great Product Line.

    Cons

    No Salary , 1099 reps only cold calls

    Advice to ManagementAdvice

    Keep it up

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    Good place to get a start

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Analystst in Columbus, GA (US)
    Current Employee - Analystst in Columbus, GA (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    The benefits are great. The Sr managment is very employee focuses. Its a safe place to work because Aflac doesn't do layoffs and they hardly ever fire people.

    Cons

    People never leave! which means there isn't a lot of room to move up in the company. Aflac is loyal to employees and expects the same level of loyalty in return. Tenure is more rewarded than job performance.

    Recommends
    Neutral Outlook
    Approves of CEO
  6.  

    Great Opportunity for the Right People

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Associate in Detroit, MI (US)
    Current Employee - Associate in Detroit, MI (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    Great product & corporate support; Best brand recognition in the industry and a competitive compensation package for insurance sales; company pays for licensing course; great people/culture

    Cons

    Requires a lot of hard work & motivation; not the job if you want to trade your time for a paycheck. You have to be invested and self-managed

    Advice to ManagementAdvice

    Maybe more standardized training on systems

    Recommends
    Positive Outlook
    Approves of CEO
  7.  

    It could have been great...

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Life Agent in Sherman Oaks, CA (US)
    Former Employee - Life Agent in Sherman Oaks, CA (US)

    I worked at Aflac full-time (less than an year)

    Pros

    They are an excellent company in alot of ways

    Cons

    It's commission only, so it's not really a job.

    Recommends
    Positive Outlook
    Approves of CEO
  8.  

    You can make money, lots, but watch out!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Associate
    Former Employee - Sales Associate

    I worked at Aflac as a contractor (more than 5 years)

    Pros

    Good training program for new people, and plenty of web based training and info for product info. Reasonable commissions, ok renewals, good production bonuses, great products. EVERY BODY has heard of Aflac, they spend Millions on advertisements sponsor NASCAR, ads during all football games TV, radio, newspapers and Mags. Lots of national support.

    Cons

    never tell any one your list of prospects or what you are doing before you get that agent of record form signed and enrollment scheduled or they will try to get in there ahead of you. It happened to me! Lost $$$ of commissions.

    Advice to ManagementAdvice

    Nationally you are fantastic! Local and state not so much all tho my District Co was great past that toward the end, just terrible.

    Recommends
    Positive Outlook
    Approves of CEO
  9.  

    Great Place to work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Business Process Analyst I in Columbus, GA (US)
    Former Employee - Business Process Analyst I in Columbus, GA (US)

    I worked at Aflac as a contractor (more than 3 years)

    Pros

    good training in a large spectrum of disciplines, lots of good people to work with

    Cons

    very long projects, not much free time

    Advice to ManagementAdvice

    keep up the good work

    Recommends
    Neutral Outlook
    Approves of CEO
  10.  

    Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Aflac Agent in New York, NY (US)
    Former Employee - Aflac Agent in New York, NY (US)

    I worked at Aflac as a contractor (more than an year)

    Pros

    No need to go to the office

    Cons

    It's a pyramid scheme, there are no base salaries.

    Advice to ManagementAdvice

    The lack of continuity is a problem - often the same companies with be pitched multiple times by various agents, all without the awareness that someone has been there before them. It doesn't inspire much confidence from your would-be clients.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  11.  

    It's okay but not for everyone

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent
    Current Employee - Aflac Agent

    I have been working at Aflac full-time

    Pros

    Good training, very ethical company. They seem to care about their customers.

    Cons

    Commission only. LOTS of cold calling. LOTS of driving around town. You have to get through the "gatekeeper" to the owner just to make an appointment. Then you have to sell the owner before even getting to see the employees. It is only if they decide to buy that you get paid. Can be a long process, especially when you are still paying for gas and don't have any income! :(

    Advice to ManagementAdvice

    Offer a base salary to get new agents going. My guess is that many quit because they can't hold on long enough to make it with no money. That will probably happen to me I'm afraid.

    Doesn't Recommend
    Positive Outlook
    Approves of CEO

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